Free · no ads · no bank login
One number, one date.
Every debt, gone.
Plan every loan and EMI, see the exact month you’re debt-free, and track what you actually paid — all from your phone.
Every debt,
in one number
Type in what you owe — balance, rate, minimum — and Glide Zero adds it up into one total and the month you'll be done. No bank login, no account linking.
- EMIs, private loans and family money
- Your debt-free date, up front
The right order,
worked out for you
Stop guessing which loan to pay first. Pick snowball, avalanche or by-date and the payoff order, the finish date and the interest all move with you.
- Three strategies, one tap apart
- Cheapest route called out plainly
Log what you paid,
catch the drift
Record the payments you actually made and see them against what the plan expected — so falling behind shows up in month two, not month twelve.
- Payments tracked against the plan
- Ahead or behind, to the rupee
Explore what makes Glide Zero different
Pick a feature below to see how Glide Zero turns a pile of loans into a plan.
Strategy compare
Snowball, avalanche or by date — side by side
See every strategy's finish date and total interest next to each other. Glide Zero tells you which one is cheapest and by how much, including when the one you're on is already right.
Our most common
questions, answered.
Whether you’re adding your first loan or comparing strategies, here are the questions people ask most.
Is Glide Zero free to use?
Yes. Unlimited debts, all three strategies, the full comparison, the payoff order and your debt-free date are free — no debt limit, no ads, no trial clock. Premium adds the month-by-month breakdown, the payment log and exports.
Do I need to connect my bank?
No. You type in each debt's balance, interest rate and minimum payment yourself. There's no bank login and no account linking.
How does it decide which debt to pay first?
You choose: snowball clears the smallest balance first, avalanche the highest rate first, and by-date the soonest promise first. The app shows which one costs least.
Is my financial data kept private?
Your debts are stored in your own account and are never sold or shared for advertising. The privacy policy lists exactly what is kept and why.
Your debt-free date is
one download away
Add your loans, pick a strategy, and see the month the last one clears. Free, with no ads and no bank login.